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Handling Late Fees

June 29th, 2009 at 02:33 pm

I have made a few mistakes.

I forgot one bill, I know a late fee is coming. Breathe, it happens. It is ok.

I forgot my cell phone charger today, breathe, turn it off, save for the commute. It is ok.

Tonight I will take care of that bill, late fee included, readjust budget a litle.

Tonight I will put my cell charger in my purse. It is ok.

I will make mistakes. but I can start anew any time I want. I don't have to be error free next week or next month. I start anew right now. Self judment and guilt are not welcome here, they have no power because they are not useful to me.

Self patience and understanding takes me far. I move forward.

Posted in Budgeting, Credit Cards, Debt, Personal Finance | 2 Comments »

2 Responses to “Handling Late Fees”

  1. gamecock43 Says:
    June 30th, 2009 at 12:01 am 1246320085
    1246320085

    I was late paying a BB bill. They added on $20 for a $50 late payment. Breath- I will never forget, but I will get over it.

  2. ktmarvels Says:
    July 23rd, 2009 at 05:49 pm 1248371391
    1248371391

    If it's a bill you usually pay on time, you can ask if they'll reverse the late fee (usually 1 per year). I've had to do this a couple time times throughout the years when life just got in the way. Smile The lesson was still learned, but thankfully it was less expensive!

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