I have made a few mistakes.

I forgot one bill, I know a late fee is coming. Breathe, it happens. It is ok.

I forgot my cell phone charger today, breathe, turn it off, save for the commute. It is ok.

Tonight I will take care of that bill, late fee included, readjust budget a litle.

Tonight I will put my cell charger in my purse. It is ok.

I will make mistakes. but I can start anew any time I want. I don't have to be error free next week or next month. I start anew right now. Self judment and guilt are not welcome here, they have no power because they are not useful to me.

Self patience and understanding takes me far. I move forward.

This are the desires I am manifesting:

* I am free of unsecured debt.
Debt disolves and the credit cards become a plastic fund for real emergencies, they become a source of piece of mind, not a burden.

* I eat nutritious, delicious meals that I effortlessly prepare for myself and my family.
I prepared pasta for my son and I. Read a book about bulk cooking, I am figuring this out.

* I am secured for my retirement.

* My home is neat and clean, It is easy to find anything I need, it is easy to keep it clean. I enjoy being in my home.

I have a 3/2 plus a pc area, and laundry area.

My living room is clean and neat
My Dining room is clean and neat
My Bathroom 1 is neat and clean
My Bedroom 3 is clean and neat
PC area is clean and neat
My Laundry area is clean and neat


Becoming clean and neat
Bedroom 1
Bedroom 2
Bathroom 2
Kitchen (I had forgotten this one!)
Garage

I have removed a lot of objects from my house, donating, trashing. For every 4 drawers, 3 remain empty, waiting for a purpose. I feel light and powerful. It is so easy to breathe!

I go into the rooms that have been decluttered and cleaned, they are a sanctuary I just seat, relax, be. My whole house, my home becomes a sanctuary. I detach from so much stuff, I move forward.

This is so nice.

When I got pregnant with my first baby my midwife forbade me from watching discovery channel delivery ward and/or listening to any horror delivery story from anybody.

Delivery is a mental game, she explained, you can have the pregnancy and delivery you want, but you need your mind to work with you.

I followed her instructions (it was not easy to stop "well intended" friends and they need to share a pain tale) and I did have a wonderlful pregnancy and delivery.

Now I took it one step further. I am not watching the news. I repeat, I do not watch the news. The news will not give me a view of what is happening in the world. It will give me the view of the world the news station wants me to see.

The news will not help me create the life I want, full of happiness and joy. Thinking about all those bad news is noise of the bad kind. I need that space on my mind to create the life I want.

I have not watched the news for over 6 months and my life is better and I have not missed out on anything.

I am ignoring the noise and listening more to the music playing inside.

So nice...

I am patient with myself.
Everything happens at the perfect pace.

I had planned to de-clutter the laundry area after work last night. I also wanted to work on my budget (allocating monthly money to pay for yearly expenses such as AAA membership and Car registration)

That was the plan and it was a good plan, but after I had my baby bathed, changed and fed, I felt sleep. Clearly my body needed some rest. This is ok. I woke up around 10:30pm, took off my contact lenses off, brushed my teeth, changed into my PJ's and continued sleeping.

I am listening to my body and respecting it. I learned that I can have plans and that is ok if I have to adapt and even postpone.

My feelings of guilt for not completing a task just dissolve, it is ok, the laundry room can wait, and the finer details of my budget can wait. It was time to rest, it was the right decision.

I open, I relax, I breathe, I stop the self judgment, thus accepting blessings and allowing for good things to come into my life.

I brought lunch today again, that is nice...

This are the desires I am manifesting:

* I am free of unsecured debt.
I had to use credit this pay period because I came on short, but I am deducing those charges from the checking account, so that when I deposit my salary I'll have the money to pay back for those new charges. - like it never happened -

* I eat nutritious, delicious meals that I effortlessly prepare for myself and my family.
I brought lunch today, chicken and lentils and fruit.

* I am secured for my retirement.

* My home is neat and clean, It is easy to find anything I need, it is easy to keep it clean. I enjoy being in my home.

I have a 3/2 plus a pc area, and laundry area.

My living room is clean and neat
My Dining room is clean and neat
Bedroom 3 is clean and neat
PC area is clean and neat

Becoming clean and neat
Bedroom 1
Bedroom 2
Bathroom 1
Bathroom 2
Laundry area
Garage

My next payment is due July 6th, with a grace period until July 16th.

My bank has not responded to my request to extend the reduced payment they had approved for 6 months.
If they don't approve, I can not afford the payment.

All I can do is to continue following up each week, the rest is out of my hands.

If they approve, I keep the house, if they decline I need to evaluate my options to get out of it.

I am not my house and my home is where my heart is.

No need and no use in stressing or trying to control of 'fix' the situation. I do my part and I can relax. One week at a time. It is ok, the best is what is happening. I am in the right place.

I don't have all the answers, but it is ok if I don't have them yet.

My mind has opened a lot in the last few days, new posibilities.

I do not know if I will keep the house or not, I do not know how can I get out of it if I decide not to keep it. But it is ok, I don't need to know now, I will figure it out on the right time.

I might negotiate with the lender, I have resources to use, I have all the wisdom I need.

I was getting stressed, so i stopped and look for answers, inside.

I started with some affirmations:

I have all the wisdom I need inside of me.
I am able to figure things out.
I know exactly what I need to do for the greater good of all concerned.

There are some actions I need to take, it is clear to me:

I need to follow up on my request for hardship, my next payment is July 16 and I need to be if I am still approved to do reduced payments. That is ok, it is just a phone call. It keeps things moving.

I need to deposit a couple of checks I received, the one for the car interests refund and the one from the insurance reimbursing me for towing expenses.

My insurance increased $5 and cents due to my car accident, that is ok, i will have plenty of money to absorb that increase. No worries. It is ok.

After that, I just need to keep on doing my tracking, consistently, easily, and everything falls into place.

I do not have to figure everything else right now, it will come.

I take charge of my finances on my own time, and it is perfect.

I enjoy taking care of my finances.
I find it easy to relax.
I am not haunted by the unknowns, I have now all the knowledge I need, now, in me.

I am patience with myself. I know there is some anxiety left from my old habits, my old programming.

I am better everyday, anxiety dissolves faster and faster each time.

I have some receipts to enter in my tracker, I was avoding this, but I realize there is no need to dread my tracking.

I enjoy taking care of my finances.
I visualize what I need, I don't need to figure out the "how", that is not for me to carry. I move forward.

Money flows effortlessly to me.
I love to give and I love to receive.

I received an unexpected check for $135 and cents because I paid a car a few years ago before its terms. That is very nice.

I am getting a hold of my discretionary expenses, I received a tool that works for me: xpenser dot com.

I have a healthy relationship with my money.

I am better every day. Everything falls in place effortlessly.

I enjoy taking care of my finances.

I find it easy to relax.

- I am getting a hold of my discretionary spending.
- I am organizing my kitchen so it is easier to cook.
- I am reducing the dining outs so I can eat home made nutritious meals.

I do this on my own time, allowing things to happen, being open to receive these blessings on my life.

This or something better manifests to me now on harmonious ways, for the better good of all.

This is what I am manifesting for myself. I am writing my goals in present time:

* I am free of unsecured debt.
* I eat nutritious, delicious meals that I effortlessly prepare for myself and my family.
* I am secured for my retirement.
* My home is neat and clean, It is easy to find anything I need, it is easy to keep it clean. I enjoy being in my home.